Introducing Palm

Palm is an independent consultancy firm that gives insurance and risk management advice to captive insurance companies and their owners. Our sole objective is to make captives better. We tailor our work to each client’s individual business purpose and every solution that we work on is directed at ensuring that the client has a world class captive. The experience of Palm’s partners ranges across underwriting, risk management and broking and gives us first hand understanding of the real life challenge of running captives.

  • Experience
  • The experience of our Partners combines Captive ownership, risk management, underwriting, risk consultancy and insurance and reinsurance broking

    We provide best in class practices to ensure our clients are in compliance with mind and management and technical insurance issues

    We have created and put in place tailored insurance products not found elsewhere

    In Barbados, we have the only captive practice with an underwriter on staff

    Our partners have handled some of the most complex re-insurance placements in the London Market

    Our partners have extensive experience managing complex insurance claims, as risk managers, brokers and claims experts

    Our non-affiliated expert network can provide turnkey captive operations from setup, governance, investments, tax, risk control, claims and all other concerns

  • We can provide Captive Management Services
  • Captive managers handle accounting, reporting and basic governance, as well as day-to-day administrative functions.

    Some of our clients may have an established relationship with a captive manager. Others may choose to have Palm handle this function.

    Management services are important for ensuring that a captive runs smoothly from an administrative and accounting perspective. Our ability to provide management services means that we offer a one-stop solution and a seamless process.

    What captive managers don't provide are the core functions of insurance, including underwriting and issuance of policy wordings, provision proper transfer pricing documentation, analysis of appropriate risk retention levels, consideration of reinsurance requirements and development of new and profitable products for the portfolio.

    Palm provides these core functions that are critical to ensuring that the captive operates as a real insurance company. Palm also offers strong claims management and advisory services, in addition to ensuring that the captive is as robust as possible from a compliance perspective.

    We offer end-to-end services that make our clients' captives world class and best in class.

    We can provide Captive Management Services

  • We are truly independent
  • We are not affiliated with any brokers or captive managers which means our advice and practice is unencumbered.

  • We have proprietary modelling systems
  • These products include bespoke insurance portfolios, value modeling products that demonstrate value to the parent organization, and strategic reviews.

  • Worry-free service
  • We promise rapid turnaround and timely service, fully communicated to both the captive and the parent. When you have questions, we have answers. When you need answers, you will get them right away.

Our Vision

Our Vision is “Making Captives Better”.

By supporting the insurance operations of captives, we will help them to be professional and valuable to their owners.

The Palm Difference

The Palm Difference


We are NOT insurance brokers. Brokers are insurance experts too, but in a different part of the value chain. They organize transactions to transfer that risk outside of your company. We help you to manage it so you can choose not to.


We ARE experts in captive management and in the provision of the core functions of insurance, governance and compliance.